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PRIVACY POLICY

1. Introduction

  • MegaPremyo is a brand under Xn Solutions, a company committed to protecting your privacy and the security of your personal data. This policy outlines how we collect, use, disclose, and safeguard your information in compliance with the Data Privacy Act of 2012 (DPA).

2. Scope

  • This policy applies to all personal information processed by Xn Solutions, whether physical or digital. By using our services, you consent to the collection and use of your personal information as described herein. If you submit information on behalf of others, you confirm your authority to do so.

3. Data Subject Rights

  • Under the DPA, you have the following rights:

  • - Right to be Informed: You have the right to be informed about the collection and processing of your personal data.

  • - Right to Access: You can access your personal data and information about its processing.

  • - Right to Rectification: You can request correction of inaccurate or incomplete data.

  • - Right to Erasure or Blocking: You can request the deletion or blocking of your data under certain conditions.

  • - Right to Object: You can object to the processing of your personal data.

  • - Right to Data Portability: You can request a copy of your data in a portable format.

  • - Right to File a Complaint: You can file a complaint with the National Privacy Commission (NPC).

4. Personal Data Collected

  • We collect various types of personal data, including:

  • - Identity Data: Name, date of birth, gender.

  • - Contact Data: Address, email, phone number.

  • - Financial Data: Bank account, payment card details.

  • - Transaction Data: Payment details, purchase history.

  • - Technical Data: IP address, device information.

  • - Profile Data: Username, password, preferences.

  • - Usage Data: Website and service usage information.

  • - Marketing and Communications Data: Marketing preferences. We may also collect aggregated data that does not directly identify you.

5. How We Collect Data

  • We collect various types of personal data, including:

  • - Registration: When you create an account.

  • - Transactions: When you make deposits or withdrawals.

  • - Website Usage: Through cookies and other tracking technologies.

  • - Customer Support: When you contact us.

6. Use of Personal Data

  • We use your personal data for various purposes, including:

  • - Account Management: o create and manage your account.

  • - Transaction Processing: To process deposits and withdrawals.

  • - Customer Support: To respond to your inquiries.

  • - Marketing: To send you promotional materials (with your consent).

  • - Legal Compliance: To comply with AML and other laws.

7. Data Sharing

  • We may share your data with:

  • - Third-Party Service Providers: For payment processing, KYC verification, and other essential services.

  • - Government Agencies: As required by law, including PAGCOR and the Anti-Money Laundering Council.

8. Data Security

  • We implement appropriate technical and organizational measures to protect your data. We encrypt sensitive information and restrict access to authorized personnel.

9. Data Retention

  • We retain your data for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, and protect our legitimate interests.

10. Updates to this Policy

  • We may update this policy periodically. We will notify you of any material changes and obtain your consent if required.

11. Your Obligations

  • You are responsible for providing accurate and complete information and for informing us of any changes. We may reject your application or suspend your account if you provide false or misleading information.

12. Contact Us